I have been thinking a lot lately about seasons (and not just because we are in full-on fall mode in New England with this lovely nor'easter blowing through) and specifically about the seasons of our lives. I would say we are in a serious " check that off the life to-do list" season with our first home purchase, one kiddo growing up and another growing in my belly, Matt plowing his way through school and both of us really trying to grow in our careers. It is a busy, busy season and one that can be considered a little stressful. Our expendable income and savings does not exist; we owe a lot of money from buying our home both to the mortgage company, people that helped us out, and the credit cards companies that we had to utilize to get us through that time. Add in to that a mortgage, paying for school and paying our nanny to help us raise such an awesome little girl and there is not much leftover for the rest of life. Right now most of my income goes to chil...